Below you will find a few great things to do on your trip that won’t require robbing the children’s college fund in order to pay for. I’m all for paying good money for good fun, but if I can find good fun for free, that means there’s more money left for things that would have otherwise been off limits because of prohibitive costs. So go ahead and plan the dinner train, you can make up the cost by eating breakfast from a box two mornings in a row or spending an afternoon in one of Seattle’s many great parks.

If you’d rather find indoor activities that are free, here are a few suggestions:

1) Frye Art Museum. Not only is the art top of the line, but the architecture is glorious as well. Through January of 2007, the Frye Art Museum is host to a very unique sound sculpture called Trimpin: Klompen this exhibit is comprised of 120 wooden Dutch shoes that literally dance before your very eyes. This exhibit is only one of many great exhibits that are sure to delight everyone in your group. This museum focuses on contemporary art from the 19th century to the present.
2) Museum and Arts Center. This particular museum is located about 50 miles outside of Seattle but might be worth the drive, especially if you enjoy taking in the scenery of the area. The fact that the museum is free is sometimes enough to make it worth the drive. Among the many exhibits that you or your children may find interesting is an exhibit of mammoth and mastodon in addition to a video on the mastodon excavation. In addition to this exhibit there are other exhibits that feature local artists and pioneer and historical displays.
3) Bellevue Arts Museum. This museum is only free on the first Friday night of every month. In addition to free admission and great art, there are live music and lectures from 5:30-9:00 pm. I feel this bears mentioning here because there are times to visit when this is free and I feel that this is a culturally significant activity that the entire family can enjoy.
4) Seattle Asian Art Museum. This museum is free on the first Thursday and the first Saturday of each month. Currently there is an exhibit of exquisite Buddhist art that represent the influences of Indian, Chinese, Tibetan, Korean, and Japanese artistic interpretations.
5) Wing Luke Asian Museum. This museum also offers free admission on the first Thursday of every month. Here you will find art and exhibits that are devoted to the Asian Pacific American culture. There is also a multimedia station that allows visitors to hear interviews with Japanese American citizens who were forced into internment camps during WWII. I think this is a museum that should be on everyone’s to do list whether you can make it on one of the free days or not. There is a lot to be learned here and I hope that you will be up for the lessons.

While these museums are for the most part smaller museums, they still represent a significant contribution not only of art, but history to the world of art and artists. Even if the cultural offerings of the many museums aren’t that appealing to you on a personal level, the benefits to your children might be surprising-especially when you consider the fact that you didn’t have to pay a dime for admission.

Imagine, just you setting up a forex account, trading your currency against another country’s currency to make money. Or perhaps consider that you could trade any currency in the world, as long as the broker supports the inter-trading of the two forms of money.

Being in forex trading has alot of positives and negatives. Sure you can at least imagine the positive benefits, of being financially independent, making money off of competing currencies, trade on the laptop on a yacht in the middle of nowhere, drinking a mai-tai, and have a ball living it up.

Now let’s also bring to focus the cons of trading forex. For one, there is a potential catastrophic loss of funds if you do not know what the heck you are doing. You just cannot drop your life savings or snack money to a forex trading account and expect it to grow money. Alot of traders, matter in fact close to 95% of traders end up losing their shirts the first go around, and ever if they try again, they bet more money, and get into serious debt. The thought of answering to your wife about losing all of your son’s college money to speculating the euro/dollar is not pleasing I am sure.

Now, that we have compared two extreme situations, one for the good, and one for the bad, we need to see what we can do, if you are even still interested in forex trading at this point, you should build a descent knowledge base on trading, and a success plan to manage and earn over a period of time.

When I say plan for earning money, it doesn’t mean double your money in a short time. It means growing incremental income over a longer term time frame, rather you do it with day trading, or long term positioning. Having at first a modest gain, will get you to learn how to build your game trading forex. It doesn’t happen overnight, and usually the folks who are luck first and foremost, will end up losing some later in the process anyway.

Recently, I have stumbled upon a new forex program, called forex raptor. Forex Raptor is a totally unique and automated piece of software, that on all of the major currencies. Yes that means the software monitors and tracks major currency pairs such as the dollar against the euro, dollar against the yen, euro against the pound etcetera.
The major currency pairs are the ones where the majority of successful forex traders speculate and make their coin. Rarely do anybody make major amounts of money on lesser known “exotic” pairs.

With forex Raptor, either making a second income, or creating the ultimate work at home career trading currencies will assist you in becoming part of the trading elite. Imagine trading as well as the top guys without looking endlessly at charts, reading news about some oil company robbing peter to sell mary, and seeing how that affects currency pricing.

Forex Raptor has 24 hour access to trading pros, just in case concerns and question do arise, and they will eagerly assist you in process of learning the trading software too!

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I’m sure you’ve seen direct mail offers, promotional brochures and Internet ads announcing:

“0% APR credit cards. Limited time offer. Apply today!”

You can’t beat that for a credit card. That’s just like buying something with cash. A great deal, especially if you don’t have cash on hand. But you may be wondering, “How can the credit card companies and banks make money if they aren’t charging interest?” Well, read on to find out whether or not these 0% APR credit card offers are just pulling your leg.

Deal Or No Deal

Every time you buy something using 0% APR credit cards, you pay absolutely no finance charges or interest rate charges on your entire credit card balance. Just think… you can refurnish your home, pay for your child’s college tuition or go out on a spending spree without paying a penny more.

However, most 0% APR credit cards offer only “introductory rates” at 0%. This low rate may be limited to a specific time period, such as 3 months or as long as a year. In addition, 0% APR credit cards often allow you to transfer balances (up to a specific amount) from another credit card to take advantage of the zero interest deal. Once the introductory rate period ends, then the APR can go through the roof.

Okay, so maybe you can’t get 0% interest into eternity. But, if you play your card right, you can still reap the benefits of these unique offers.

Making Zero Interest Work For You

You may already have several credit cards and can’t imagine what you’d do with another. After all… personal finance experts advise against having too many credit cards. Before getting a 0% APR credit card ask yourself, “What is the APR on my credit cards?” and “Do I carry a balance on my cards from month to month?”

The average interest rate for credit cards is around 14%. On the low end, you may have a card that charges as little as 5% interest, whereas cards for those with bad credit or no credit can be a whopping 29%. Retail credit cards tend to have a high interest rate around 19%, even if you have A1 credit. If the interest rates on your cards are up into the teens, then you definitely need to consider other options (a 0% APR credit card), unless you pay off your balances on a monthly basis.

Don’t throw money out the window and into the pockets of the credit card companies. If you have high interest cards and pay only the minimum balance, then it can take years to pay off. $1000 spent could nearly double to almost $2000 by the time it’s paid off. The best thing to do is transfer the balance to a 0% APR credit cards.

Where To Find 0% APR Credit Cards

If you have good credit, chances are you’ve already been bombarded with mail offers. You might even find these special values available through organizations you belong to or companies that you do business with regularly. Other sources include your local banks and credit unions. And don’t forget to search the Internet. It’s a great place to comparison shop for numerous credit cards. Keep in mind that you usually need to have good credit to qualify for a 0% APR Credit Card.

0% APR credit cards allow you to avoid finance charges altogether. If you are in debt, this is especially helpful in that you can pay down your balance much more quickly. But be sure you don’t end up in a situation where you transfer balances from one card only to fill the old card back up again with new purchases. If you’ve been thinking about making a large purchase but don’t yet have the funds and don’t want to take out a loan, then a 0% APR credit card will be like paying cash. Just be sure to pay off your balance before the introductory rate ends and finance charges begin.